VERSION|0.5.1|NAME|Steve|DATE|1377001500|CONTENT|This was one of her more vacuous efforts. If we don’t have credit, the only people who can afford to buy anything more than the basics are those who have plenty cash at hand, that is, the rich. Some access to credit is essential for a system that is supposed to include everyone. My first car cost £3,000, way too much for my student bank account, but I needed a car to get the job I needed to pay for the car. Properly used credit breaks the circle. Just as with chips, a little is great, too much is bad. It’s all a matter of degree.

I would have thought she’d have taken the opportunity to applaud  [url=http://www.theguardian.com/money/2013/jul/25/church-england-wonga]the CofE’s latest plan for actually helping people,[/url] which is all based around low-cost credit, and which is just about the first thing of use they’ve done since, er… which is just about the first thing of use they’ve done.|IP-ADDRESS|10.0.119.108, 217.36.222.79|MODERATIONFLAG|